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    Sometimes the Questions
    are complicated and the
    answers are simple

    • Is it time for the Central Bank to change its rules so house hunters have a shot?

      18th August 2021

      COULD A CHANGE TO RULES PUSH UP HOUSE PRICES? The Central Bank’s lending rules – which prevent first-time buyers from borrowing more than three-and-a-half times […]

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    • Michael Dowling: Benefits of fixing your mortgage for the very long term

      18th August 2021

      My advice for first-time buyers is to take out long-term fixed rates for 20 years or more. There is something of a revolution going on […]

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    • Mark Keenan: Spare a thought this Father’s Day for the separated dads trapped in a soul-destroying housing limbo

      21st June 2021

      A joke I’ve heard more than once from separated dads goes as follows: If two gay men get divorced in Ireland, who gets the house? […]

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    • Spanish bank to shake up mortgage market here with 30-year fixed-rate loans

      21st June 2021

      Spanish-owned mortgage provider Avant Money has upped the ante on its rivals by offering a range of new long-term fixed rates. The provider is the […]

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    • The real problem is ministers don’t actually believe there is a housing crisis

      10th May 2021

      If the Government can’t come up with a radical housing solution, the Coalition parties will find themselves redundant. It is telling that what lit a […]

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    • Calls for cashback mortgages probe before State uses money to back Ulster Bank loans sale

      28th April 2021

      The Government has placed its State-owned Permanent TSB as well as AIB, which owns the EBS mortgage lender, in the lead positions to buy large […]

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    • Irish banking sinks deeper into crisis as KBC follows Ulster out the door

      19th April 2021

      Commentators sound alarm bells as the ‘two big boys’ look set to control 70% of the Irish mortgage market The shock decision by KBC Bank, […]

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    • Michael Dowling: Banks are misleading customers with costly cashback mortgage incentives

      18th March 2021

      Irish mortgage interest rates have gone back to being the dearest in the eurozone and we need to focus on immediate changes that can be […]

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    Want to start the process?

    Let us guide you through the mortgage process