After been refused a mortgage by one of the banks, Dowling Financial were recommended to us. We dealt with both Michael and Janice. They guided us through the process, ensured all our paperwork was in order and minimised delays with the banks. We didn’t think it would work out due to one of us already having a property in serious negative equity but Janice was confident that we would be successful with their help. Thanks to Janice and Michael we are now loving our new home.